Retirement used to be simple.
Work 40 years, collect a pension, and enjoy your golden years. But that model is breaking — and fast. For the first time in recorded history, there are now more people over the age of 65 than under 5. This demographic inversion isn’t a blip. It’s a megatrend reshaping the global economy.
In regions like the EU, Japan and South Korea, fertility rates have dropped below 1.4 — far below the replacement rate of 2.1.
… Read More →
E